Whether you’re shopping for a cheap car insurance policy or one that provides exceptional service, finding the right provider is essential. The top companies in Arizona balance affordability with high customer satisfaction and claims handling scores.
MoneyGeek has identified the top providers based on their optimal blend of coverage and cost. Here are some of their findings:
State Farm
It also offers home and life insurance packages, and has more than 19,000 local agents to help you with your coverage needs. Its prices are typically reasonable, and it offers a number of discounts, including teen driver safety programs, safe driving rewards and multi-policy discounts.
Despite its reputation as a great auto and home insurer, State Farm has faced some controversy. Several families who suffered losses in the East Troublesome Fire filed lawsuits against State Farm, alleging that it underestimated the cost of rebuilding their homes and delayed payment of their claims.
Nevertheless, State Farm continues to be a great option for many. It has strong digital tools, a nationwide network of local agents and an A++ financial strength rating from AM Best. In addition, it offers a variety of other products, such as whole life insurance and landlord and renters insurance.
Auto-Owners Insurance Co
Auto-Owners Insurance Co is one of the best car insurance companies, according to WalletHub. The company’s average premium is in the second quartile of national prices and it offers many discounts. These include bundling policies, paying the full annual cost upfront and installing safety devices in cars.
The company also has a local claims service with offices in all states where it’s licensed to operate. Its customers rate the company highly for its customer satisfaction and financial stability.
The Auto-Owners family of companies offers several types of insurance coverage, including homeowners, renters and umbrella policies. Its base policy includes all of the standard homeowner’s coverage, plus unique add-ons such as home security coverage and cyber protection for data stored online. In addition, Auto-Owners provides a mobile app to manage and pay bills on the go.
Geico
Geico is a national car insurance company with a high customer-satisfaction rating and plenty of discounts. The company has a good reputation and offers 24/7 customer service to help drivers with their needs. Its premiums are competitive, and it offers a wide range of coverage options including comprehensive, collision and uninsured motorist protection. However, the company doesn’t offer roadside assistance, rental reimbursement and new or better car replacement coverage. In addition, it does not have a pay-per-mile car insurance option, which is an important feature for some drivers who use their cars to drive for rideshare or on-demand delivery companies.
Despite these shortcomings, Geico remains an excellent choice for Arizona residents looking for a national car insurance company that prioritizes affordability and has a solid financial standing. Its excellent customer satisfaction and perfect coverage score also give it an edge over its competitors. Additionally, it offers rare coverages like diminished value, deductible modification and personal auto plus packages for drivers who need to bundle their policies.
Ideal Insurance Agency
Ideal Insurance Agency is an independent insurance brokerage with offices in Phoenix, Arizona. Their insurance services include auto, home, and life insurance. Their team of dedicated agents is committed to helping customers find the best coverage for their individual needs. They are also available to help clients with claims, questions, and concerns.
WalletHub rating:
WalletHub’s ratings are based on an analysis of rates, complaint history, customer satisfaction, and financial stability. The rating is calculated independently by WalletHub and is not influenced by any advertiser or sponsor. Auto insurance rates are based on data from Quadrant Information Services, which includes the average rate for drivers with good credit, poor credit, DUIs, speeding tickets, adding a driver, and teen drivers. Home insurance rates are based on data from MyFICO and are adjusted for property value, location, and other factors. Life insurance rates are based on data from the National Association of Insurance Commissioners.
Gebhardt Insurance Group
Gebhardt Insurance Group provides auto, home and business insurance for customers in Casa Grande and Maricopa, Arizona. They are an independent agency and represent multiple insurance companies, which gives them greater flexibility to find a policy that meets your needs at an affordable price. Their experienced team will review your current policies to ensure you have adequate coverage for your unique situation. They can also help you select the right level of homeowners insurance to protect your family in the event of a loss or disaster.
Gebhardt Insurance Group is a great option for Arizona motorists who want to maximize their protection and peace of mind on the road. All drivers should have minimum levels of liability coverage, which pays for bodily injury and property damage to others. In addition, they should have collision and comprehensive coverage, which pay for damage to your car regardless of who is at fault.
Insure Me Better
As one of the oldest insurance lead companies in the industry, Insure Me Better has a long-standing reputation for providing high quality leads and superior customer service. They have now been acquired by AllWebLeads, and current Insure Me Better customers will transition to the AllWebLeads platform over time.
There are a lot of different things to consider when it comes to buying Arizona auto and home insurance, but there are some tips that can help you make the process much easier. For example, it is important to get multiple quotes and compare rates before making a decision. Also, it is a good idea to take advantage of any discounts that are available. For example, many companies offer discounts for having a clean driving record or for bundling home and auto policies together.